About Us » General Investing Accounts

Whether you’re interested in opening a general investing account, an IRA for retirement investing, a corporate account for your business or investment club, or an account to benefit a trust, optionsXpress has you covered.

We make online investing more convenient for individuals. Trade stocks, options, bonds, futures and ETFs—all in ONE optionsXpress account.

General Investing Accounts image

From basic stock and bond investments to complex option trades, optionsXpress has the tools and resources you need to get the most out of your investing. Best of all, there’s no minimum deposit to get started with these general investing accounts:

Individual Accounts

If only your name will be on your brokerage account, an individual account is the choice for you. Unless an alternative beneficiary is stipulated, upon the death of the owner of an individual account, the assets are transferred to the owner’s estate.

Joint Accounts

Joint accounts have two or more people listed as owners and can be either Joint Tenants with Rights of Survivorship or Joint Tenants in Common.

Joint Tenants with Rights of Survivorship
If one of the owners dies, the surviving owner(s) retain ownership of all assets in the account.
Joint Tenants in Common
If one of the owners dies, a proportional percentage of the account is transferred to the deceased owner’s estate.

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