What We Offer » Cash Features

You earn income automatically on cash pending investment.

For cash awaiting investment, the Bank Sweep Feature provides the rates noted below. The Bank Sweep feature may be automatically designated as the cash feature on your optionsXpress account and is intended for "transactional cash". For "investment cash" that you intend to hold as a core component of your portfolio, we offer several higher-yielding options.

For further information, see the optionsXpress Cash Features Disclosure Statement.

To see the interest rate your account earned last month, sign in to view your eStatement.

Interest Rates

Household Balance1
Interest Rate
Annual % Yield (APY)2