What We Offer » Cash Features

You earn income automatically on cash pending investment.

For cash awaiting investment, the Free Credit Interest Feature provides the rates noted below. This interest feature may be automatically designated as the cash feature on your brokerage account and is designed specifically for "transactional cash". For "investment cash" that you intend to hold as a core component of your portfolio, optionsXpress offers several higher-yielding options.

For further information, see the optionsXpress Cash Features Disclosure Statement.

To see the interest rate your account earned last month, view your eStatement.

Interest Rates

For current rates, please contact
Customer Service at (888) 280-8020,
or click here for .
Account Balance1
Interest Rate
Annual % Yield (APY)2
<$10K
$10K<$25K
$25K<$100K
$100K<$250K
$250K<$500K
$500K<$1M
$1M<$2.5M
$2.5M<$5M
$5M+